Gather Your Offers: Collect the details of the mortgage rates you've found, including loan terms, points, and any associated fees.
Reach Out to Me: Contact me and share the details of the offer.
Let Me Work for You: I'll review your offer and see how I can provide a better rate or more favorable terms tailored to your financial needs.
We do the shopping for you – Our brokers’ relationship with multiple wholesale lenders provides us with the ability to comparison-shop rates and terms and present you with the best options currently available. Banks/direct lenders do not shop different lenders for you.
We act as an intermediary – We work with you and wholesale lenders to identify the best lender choice for your situation. On the other hand, direct lenders such as Banks, S&L’s, or other similar institutions decide if you qualify for one of THEIR specific programs.
We are borrower advocates – We are invested in you throughout and with you every step of the way. We work on your loan from start to finish. Banks and direct lenders typically use the “assembly” line mentality, passing you off to other people, which can cause frustration, confusion, and delays.
Clear Communications – Navigating mortgage terms and the various stages of the loan process can be challenging. We take great pride in communicating, educating, and informing our customers throughout the entire loan process.
Follow Up – Staying in touch with the borrower and their real estate agent is a crucial benefit to keep everyone informed as your loan progresses from the application, pre-approval, loan submission, processing, underwriting, final loan approval, and closing. We keep all parties involved in the process up to date on where the transaction process currently stands.
Personalization! Get your questions answered by ONE person. Unlike national centers or direct lenders/banks, you may get a different person each time you call. You will have direct access to your broker. We care more about our clients, their well-being, and their overall satisfaction. Rest assured, you will be happier with the process and service you receive from us.
Numerous home loan choices are available to you, and it can pay to familiarize yourself with them. Luckily, we’re here to help you choose the best type of home loan for your needs and shop rates at no charge.
Owning a home isn’t a one-time financial decision; it’s an ongoing journey. Just like annual health check-ups keep you healthy, financial check-ups help keep your mortgage and money goals on track. We encourage all homeowners to review their finances regularly to stay in control and ahead of changes. 1. Review Your Mortgage Progress Your mortgage […]
As home values rise, many owners find themselves sitting on growing equity. That equity can help fund renovations, education, or debt consolidation, but choosing between a Home Equity Loan and Cash-Out Refinancing can be confusing. We help our clients understand the difference and choose what fits best. 1. Home Equity Loan Explained A home equity […]
Owning a home brings joy, stability, and a sense of accomplishment. But along with that pride comes responsibility. Staying disciplined with your finances helps you protect your home, your mortgage and your long-term goals. Here’s why smart money habits truly pay off. 1. It Keeps Your Mortgage on Track Consistent on-time payments keep your loan […]
We offer a personalized and distinctive approach to mortgages, combining human-driven insights with technical expertise to create a perfect hybrid. Our lending solutions are designed to expedite loan processing, delivering faster results while substantially reducing costs.
