1. Authorization and Use
Chet Hearn and Coast2Coast Mortgage, LLC ("we," "us," or "our") authorize you to view and use the information available on this website ("Site") for personal, informational, and non-commercial purposes. By accessing or using this Site, you agree to these terms. If you do not agree, please discontinue use of the Site.
2. No Warranties; Reliance on Information Posted
While we strive to keep the information on this Site accurate and current, it may contain inaccuracies or errors. We make no warranties regarding the completeness, timeliness, or accuracy of any content on the Site. Any reliance you place on this information is at your own risk. The content on this Site is provided "as is," without warranty of any kind. Nothing on this Site constitutes an offer or solicitation for any specific mortgage product, loan, or financial instrument.
3. Products and Services
Loan programs and services described on this Site may vary and may not be available to all persons or in all areas. Products may be subject to eligibility requirements, regulatory approval, or other conditions, and terms may change at any time without notice.
4. Not Professional Advice
Information on this Site is general in nature and is not a substitute for personalized legal, tax, accounting, or financial advice. We recommend consulting the appropriate licensed professional before making financial decisions.
5. Limitation of Liability
Neither Chet Hearn nor Coast2Coast Mortgage, LLC shall be liable for any losses or damages arising from your access to, use of, or inability to use this Site, or from any errors or omissions in its content.
6. Intellectual Property Rights
All content on this Site — including text, graphics, logos, and images — is owned or licensed by Coast2Coast Mortgage, LLC and protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content for public or commercial purposes without prior written permission.
7. Third-Party Links
This Site may link to third-party websites for your convenience. We do not control, endorse, or assume responsibility for the content, accuracy, or practices of any linked third-party site. Use of any linked site is at your own risk.
8. Changes to These Terms and the Site
We may update this Site and these Terms at any time without prior notice. Changes are effective immediately upon posting. Continued use of the Site after changes are posted constitutes your acceptance of those changes.
9. Governing Law
These Terms are governed by the laws of the state in which Coast2Coast Mortgage, LLC maintains its principal place of business, without regard to conflict-of-law principles.
10. Indemnification
You agree to indemnify and hold harmless Chet Hearn, Coast2Coast Mortgage, LLC, and its officers, employees, and affiliates from any claims or damages arising from your use of this Site or violation of these Terms.
11. Contact Us
If you have questions about these Terms, please contact:
Chet Hearn, Senior Mortgage Advisor
Coast2Coast Mortgage, LLC — NMLS #376205
Individual NMLS #1931461
230 Castle Pines, Kerrville, TX 78028
Phone: (830) 642-1507
chet@chethearn.com
12. Entire Agreement
These Terms constitute the entire agreement between you and us regarding your use of this Site.
Disclosure
Coast2Coast Mortgage, LLC is a licensed mortgage broker, not a lender. We help homebuyers navigate the loan application process by connecting them with wholesale lenders. We do not fund loans directly. All loan applications are subject to lender review and approval.
NMLS Consumer Access
