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Get Pre-Approved With Confidence

Start with a few quick details so I can help you understand your options before you shop for a home.

Chet Hearn
Chet Hearn
Senior Mortgage Advisor
Licensed throughout Texas — locally rooted in Kerrville, San Antonio & the Texas Hill Country.
NMLS #1931461 • Coast2Coast Mortgage • Call/Text: (830) 642-1507
✓Quick & Easy
✓No Hard Credit Pull
✓No Obligation
How the Process Works

Whether you're ready to start shopping or still comparing options, this helps me understand where you are in the process and what guidance may be most helpful.

1
Tell me about your homebuying goals.

Share where you are looking, your timeline, and what kind of financing help you need.

2
I review your situation personally.

I’ll review your income, credit range, down payment, and loan options.

3
Get clear next steps.

You will understand what may fit your situation and what to do next — without pressure or obligation.

Step 1 of 4 · Home Purchase Goals · 25% complete
✓ Quick & Easy✓ No Hard Credit Pull✓ No Obligation

Home Purchase Goals

What are you interested in?
Are you a first-time buyer?
Have you owned a home in the past 3 years?
Which best describes the service?
Would you like to explore VA loan options?
Are you interested in:
Have you or your spouse served in the U.S. military?
When are you hoping to buy?
Property Type
Occupancy

Income & Employment

Employment Status
How do you typically document income?
Adding a Co-Borrower?

Co-Borrower Information

Employment Status

Credit & Financial Profile

Estimated Credit Score
✓
Credit Score Advantage may help.

If your score needs improvement, I can review options that may help you strengthen your profile before or during the mortgage process.

Current Housing Status
Would you like me to explore additional financing options?
Car loans, student loans, credit cards, personal loans, etc. — excluding utilities.
No credit report will be pulled without your explicit approval. Completing this form has zero impact on your credit score.
Optional: Authorize a Soft Credit Review

If you choose “Yes,” I can review your credit profile and provide more personalized guidance. This review does not impact your credit score.

For your security, no sensitive information is collected through this form. After you submit, I will call you personally to verify the details needed for the soft credit review. Your Social Security number and date of birth are never requested online.

Final Step — Contact Information

Are you currently working with another lender?
I’m happy to provide a second opinion or help you compare options side-by-side.
Preferred Contact Method
iThis is a starting point, not a loan approval. I’ll personally review your information and follow up with the next best step.
Your information is secure and will never be sold or shared.

Anything else you'd like Chet to know?

Schedule a Call with Chet Instead
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This offer made by Coast2Coast Mortgage, LLC, NMLS #376205, 125 B King Street, St Augustine, FL 32084, which is not affiliated with your current lender, nor is it a federal government agency or government form. This is not a credit decision or a commitment to lend.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
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