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Explore Reverse Mortgage Options With Confidence

See whether a reverse mortgage may fit your goals. No pressure — just clear answers.

Chet Hearn
Chet Hearn
Senior Mortgage Advisor
Licensed throughout Texas — locally rooted in Kerrville, San Antonio & the Texas Hill Country.
NMLS #1931461 • Coast2Coast Mortgage • Call/Text: (830) 642-1507
✓ Clear Guidance
✓ No Pressure
✓ Secure Information
How the Reverse Mortgage Review Works

A simple review helps identify whether a reverse mortgage may be worth exploring before you spend time on a full application.

1
Share your reverse mortgage goals

Tell me what you want to accomplish — payment relief, cash flow, line of credit, purchasing a new home, or planning for retirement.

2
Review the home and borrower basics

I’ll look at age, estimated home value, mortgage balance, property type, and primary residence details.

3
Understand possible next steps

If it may be a fit, I’ll explain your options clearly and answer your questions without pressure.

Step 1 of 4 · Reverse Mortgage Goals · 25% complete
✓ Clear Guidance✓ No Pressure✓ Secure Information

Reverse Mortgage Goals

What are you hoping to accomplish?
How soon are you looking to explore options?

Home & Eligibility Basics

Share the basics about the Texas home and borrower age. A city, area, or property address is fine — a full address is not required to keep going.
Is the home your primary residence?
Helpful note: Reverse mortgage programs generally focus on a primary residence. If the home is not currently your primary residence, I can help explain what may or may not be available.

Homeowner & Additional Options

Do you have a spouse or co-borrower who should be included?

Co-Borrower / Spouse Information

Would you like me to explore additional financing options?
Good idea. I’ll review reverse mortgage options and also let you know whether another financing path may be worth considering.
Credit Review Information
Your credit score is generally not the primary factor in qualifying for a reverse mortgage. While lenders are required to review your financial obligations as part of the approval process, many borrowers are surprised to learn that credit history is often less important than with traditional mortgage financing.

No credit report will be pulled without your explicit approval. Completing this form has zero impact on your credit score.
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This review is only a starting point. Reverse mortgage eligibility and available proceeds depend on age, home value, mortgage balance, property type, occupancy, and program guidelines.

Final Step — Contact Information

Are you currently working with another lender?
No problem. I can still provide a second look and help you compare reverse mortgage options, fees, terms, and next steps without pressure.
Preferred Contact Method
iThis is a starting point, not a loan approval. I’ll personally review your information and follow up with the next best step.
Your information is secure and will never be sold or shared.

Anything Else You'd Like Chet To Know?

Optional — but the more context I have, the better I can help.
Schedule a Call with Chet Instead
Your information is used only to help review your reverse mortgage options.
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This offer made by Coast2Coast Mortgage, LLC, NMLS #376205, 125 B King Street, St Augustine, FL 32084, which is not affiliated with your current lender, nor is it a federal government agency or government form. This is not a credit decision or a commitment to lend.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
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